Digital Wallet

Simplify the daily financial needs of your users by offering an innovative, agile, and secure payments and collections experience 100% digital.

Benefits

End-user benefits

Success Cases

REAL IMPACT

Digital Wallet

"Cuenta DNI is a digital phenomenon that has become part of the lives of millions of people and clearly marks a before and after in the history of Banco Provincia"

Juan Cuattromo

President of the Institution and main promoter of the wallet.

Comprehensive account and card management
National and international transfers
Subscriptions, payments, and collections
Diverse products such as investments or trading
Smart Data Analytics
Personal Finance Management

Our wide range of modular payment and collection features allows you to adapt the wallet to your business needs:

Features

Accounts

  • Detailed inquiries, transactions, and statements
  • Balance inquiry and uploading
  • Customization
  • Account requests

Credit cards

  • Credit card application
  • View details, transactions, consumptions, and statements
  • Card personalization
  • Temporary blocking
  • Travel management
  • Credit card payments
  • NFC payments
  • Virtual cards

Payments

  • Bill payment
  • Transport payments
  • Recharge
  • Merchant payments with QR
  • Remote payment with push and link
  • On-site payments with ID-Token
  • Tap & pay
  • Split expense payments
  • Send money with dynamic and static QR
  • Payment with facial biometrics

Collections / money request

  • Money request with QR
  • Money request with push
  • Money request with link
  • Split expenses
  • Request money to contacts

Withdrawals

  • Cardless ATM withdrawal
  • Cardless withdrawal at stores

Transfers

  • Transfers between own- and third-party accounts
  • Transfers between accounts in the country’s ecosystem
  • International transfers

Also, you can strengthen your Digital Wallet by adding:

Product request

  • Product Request
  • Smart Forms
  • Pre-approval process

Onboarding & Digital Identity

  • Onboarding digital
  • Login
  • Account recovery
  • Profile

Smart Data Analytic

  • Tracking of users by channel
  • Proactive reporting with business rules

Notifications

  • Business
  • Transactional
  • Security

Investments

  • Opening and Application
  • Inquiries
  • Reports
  • Smart Charts

Loan origination

  • Pre-approved
  • Credit Application
  • Data analytics
  • User and application management

Tokenization

  • Contactless payments
  • Recurring Payments
  • E-commerce payments
  • Third-party wallets

Back-office

  • A/B/M users and roles
  • Onboarding Assistance
  • Onboarding Management
  • Reporting

Personal Finance Management

  • Categorization of expenses
  • Category editing
  • Graphical display

Pockets

  • Creation and customization
  • Pocket money loading
  • Sending money and payment
ADVANTAGES OF CHOOSING OUR BUSINESS SOLUTION

Unlocking the power of Digital Wallet

Payments with Facial Biometrics

Offer a unique experience for your customers to pay without any additional device or physical product, just with their face. This modular solution is composed of: Biometric enrollment in the user channel, Collection in the merchant channel, BackOffice for audits and reports for the institution.

PFM | Personal Finance Manager

Grow your business by providing your customers with personalized and valuable offers. Leverages a user-friendly experience for visualization and management of financials.

Pockets

Offer alternative experiences to manage money: allow the management of pockets to divide money by projects or savings purposes.

International transfers

Stand out in the global payments market by providing worldwide payment experiences to your users.

Contactless payments NFC

It contains the following functions for the end user: Device and card enrollment (proactive or reactive), NFC activation, NFC payment. Functionality for the institution: Card management (change, replenishment, and deleted)

Public transportation payments

Become a strategic ally for your region and accompany your customers in every moment of their daily lives. Your customers will be able to pay for transportation in their city in seconds by simply reading the QR and approving the transaction, without friction.

Link & push payments

It offers a wide range of collection and payment alternatives, such as link and push. A fast collection alternative with extended information for your customers to make collections in physical stores.

Split payments

Allow your customers to split and settle bills between a group of contacts in equal or different amounts. For example, after a user pays a restaurant bill, he can quickly send a push notification to his group of friends to request money. Quick and easy payment, no math required!

Explore our other business solutions

Our Business Solutions inspire financial institutions to take their digitalization to the next level

We develop tailored business solutions designed to fulfill the evolving demands of digital banking, offering customizable, seamless, and real-time experiences.

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