Merchants
A solution that facilitates creating and managing a payments ecosystem capable of adapting to any business, generating profitability by simplifying daily financial operations.
Our solution is scalable and adaptable to all stages of the business lifecycle, enabling secure, fast, and efficient payment processing.
Business benefits
Attraction of new customers: businesses merchants that require new digital payment alternatives
Potential growth in deposit and lending products for this target
Decrease in the segment's customer attrition rate
Reduction of your operational processes, allowing internal efficiency with a strong cost reduction
Optimum time-to-market
Capture new customers and interesting segments that add value to your business
End-user benefits
Broad offering of easy, fast, and secure day-to-day collection functionality for their operation
The experience adapts to the life cycle of each merchant
Fast and efficient management of their employees' accessibility in the channel
User-friendly visibility of business finances
Administration and user management for employees
Real-time operations, reducing the time spent on transactions
High level of security in all solution flows
Success Cases
Cuenta DNI Merchants, nominated for the Banking Tech Awards 2023
"The app has more than 80 thousand adhered merchants, accepts payments from any digital wallet, and is 100% interoperable, as stipulated by the Transfers 3.0 initiative promoted by the Central Bank."
We provide
Our scalable solution enables you to collect payments, manage operations, obtain tax withholding receipts, manage user profiles, and quickly and easily visualize consolidated sales:
Accounts
- Account information, balances, movements, and statements
- Cash in
- Personalization
- New account application
Transfers
- Between own and third-party accounts
- Between accounts in the country's ecosystem
- International transfers
Payments
- Bill payment
- Recharges
- Payments with QR
- Remote payment with push
- Remote payment with link
Payment collections
- Charge with QR
- Charge with push
- Charge with link
- Request money to contacts (P2P/C2P/C2C)
- Charge with NFC
- Charge with Facial Biometrics
- Charge with ID Token
- Charge with mPOS, SmartPOS
Cash withdrawal
- Cardless ATM withdrawal
- Cardless withdrawal at stores
Merchants management
- User management (employees)
- Roles and permissions management
- Management of points of sales and terminals (cashiers)
Sales reports
- Detail reports by points of sale and by employee
- Returns
Also, you can strengthen your Merchants ecosystem by adding:
Unlocking the power of Merchants
Merchants management
Powerful employee and point-of-sale management for your target stores in a single tool.
- Creation, management and consultation of points of sale, cash registers and terminals
- Creation, management, consultation, and authorization of employees
- Authorizations for employee roles
- Assignment of employees to points of sale, cash registers, and terminals
- Segmented view of the application for each employee according to their access permissions
Sales Reports
Enrich the information of your business customers/trades to generate a more personalized and valuable offer for their business.
- Leverage a user-friendly experience to visualize and manage your sales
- It is an engagement tool for your customers to become loyal with their operations centralized in a single channel
Payment Collection with Facial Biometrics
Differentiate yourself in the market with innovative payment offers, leveraging secure and easy-to-use experiences. Offer a unique experience for your customers to pay without any additional device or physical product, just with their face.
This modular solution consists of:
- Biometric enrollment in the user channel
- Collection in the merchant's channel
- Back-office for audits and reports for the entity
Link and Push Payment Collections
Offer a wide range of sales alternatives such as link and push.
A fast-charging alternative with extended information for your customers to make payments in a secure way.
Our Business Solutions inspire financial institutions to take their digitalization to the next level
We develop tailored business solutions designed to fulfill the evolving demands of digital banking, offering customizable, seamless, and real-time experiences.
