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Digital Account Opening

Deliver a user-friendly, automated process that prevents fraud and drives better-funded accounts. Securely onboard new users, 100% digitally, leveraging the latest technology to boost your business.

Benefícios

Our next-generation Account Opening solution is highly configurable, as it is built on a flexible architecture. It incorporates unique customer support features and includes simple yet powerful security tools.

Benefícios para o usuário final

Casos de sucesso

30+ million onboarding worldwide

We have performed more than 30 million 100% digital account openings with high security standards.

Automated account opening that reduces fraud and increases funded accounts.
A modular UI for flexible, unique onboarding experiences, allowing your institution to drive differentiation.
A unified system for mobile, desktop, and in-branch applications.
Seamless integration with your digital and branch marketing efforts.

The efficiency and simplicity of opening deposit accounts directly impacts financial institution´s ability to attract and retain customers. We are dedicated to transforming the deposit account opening process into a streamlined, user-friendly experience.

We provide

1. Tutorial

Include a brief tutorial to show your users how easy and quick the digital registration process will be.

2. Preview of steps

List the steps that your users need to follow to successfully complete the process in just a few minutes.

3. Terms and conditions

  • Customer consent is obtained for the T&C of the bank's value proposition
  • Privacy Policy may be included in this step or in a subsequent one to obtain the customer's consent by the Habeas Data regulation

4. ID capture and validation

ID capture: front and back

Data retrieval by OCR reading

Validation of document authenticity

Possible validation with PLD - KYC systems, credit bureau, or blacklists available to the bank

5. Facial biometrics enrollment

Proof of life

3D facial biometrics registration

Comparison of Facial Biometrics vs. ID photo

Facemaps duplicity control

ID validation + biometric data vs. National Registry Verification Service

6. Email/Mobile Capture/Validation

This step can be repeated if you wish to request both data (email and cell phone)

  • Registration of personal data
  • Sending of OTC by the corresponding means (email or SMS/Whatsapp)
  • OTC entry and validation

7. Credentials creation

Authentication factor in line with the regulation.

Módulos adicionais

An end-to-end proposal to offer the best experience

Login & Account Recovery:

These modules are designed to provide easy access to the channels.

Offer a secure Login using facial biometrics, fingerprint, and soft-token authentication. At the same time, provide a secure account recovery process, where facial biometrics are compared to the record obtained during the onboarding process.

Profile:

Enable your users to manage their access to the channel through the Profile module.

Let them update personal data, make security configurations, set their preferences (e.g.: select the language and favorite operations on the landing page) and consult information on your privacy policy.

Back-Office:

In addition to these functionalities designed for end-users, our Back-Office provides strong tools to support your teams get more done with less.

Our Back-Office is a web application that provides updated information on Onboarding activity, Login, Account Recovery, and Profile changes, giving you total control over access to the channel.

Gain valuable user information to better support your users' access and build better relationships.

Reusing Biometrics:

Enhance your users' ability to perform multiple operations seamlessly and with superior user experience by utilizing their biometrics registered during the onboarding process. This enables them to accept terms and conditions, enroll in new products, and authorize financial transactions and investments through facial recognition.

By leveraging the biometrics data already captured during onboarding, you can streamline various banking processes, ensuring security and convenience for all.

SAIBA MAIS SOBRE OUTRAS BUSINESS SOLUTIONS

Nossas Business Solutions inspiram as instituições financeiras a elevarem a sua digitalização para o próximo nível

Desenvolvemos soluções de negócios personalizadas, projetadas para atender às crescentes demandas das digitalizações bancárias, oferecendo experiências personalizáveis, contínuas e em tempo real.

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